What is APR and how Does It Impact My Mortgage?
Posted on Sep 17, 2021 in For Buyers
If you've ever gone shopping for a home mortgage or refinance you've probably seen an interest rate advertised as, for instance, "Rate: 2.65%; APR: 2.7%." The annual percentage rate (APR) represents the average annual finance charge you'll be paying on the loan when including all the fees and costs associated with getting that loan. This can includ...Don’t Forget to Budget for Closing Costs
Posted on Sep 03, 2021 in For Buyers
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important.What are closing costs? According to Trulia, “When you close on a home, a number...
What To Expect During Inspection
Posted on Aug 20, 2021 in For Buyers
When you are buying a home for the first time, you’re likely to run into many processes that you haven’t been through before. One of the most important parts of the purchasing process is your property inspection. It may seem daunting, but if you know your role and the role of others, it can make the process less stressful. Here is what you should e...Tips on the Real Estate Closing Process
Posted on Aug 06, 2021 in For Buyers
Before you sign on the dotted lines, ask yourself these six crucial questions.1. What Am I Buying?
Make sure you have done your due diligence and inspected the property thoroughly. This could be the biggest investment you ever make (emotionally as well as financially) so know what you are getting yourself into before you seal the deal.
2. What Sort o...
First-Time Buyer Advice
Posted on Jul 23, 2021 in For Buyers
If you’ve never purchased a house before, you may have no idea where to begin when preparing to become a homeowner. You may be on the fence about buying, or you may feel like you are ready to buy a home today. Either way, these tips can help anyone feel a little more prepared for their first home purchase!Money is Key
It is easy to begin scrolling t...
How to Move With Kids
Posted on Jul 09, 2021 in For Buyers
As if moving isn't already hard enough, adding your children into the mix can present a whole new challenge. Kids are resilient, but major changes like big moves can be difficult to work through if children aren't prepared. Depending on their age, your children may be leaving behind a school, friends, and activities that they've grown to love. Inst...